Government authorityBy Melody Lashmar – On October 27, 2011 at the Electronic Transaction Authority’s (ETA) Compliance Day in Chicago, a Federal Trade Commission (FTC) official told attendees that the government has formed a task force to monitor third-party payment-services providers. The stated goal is to prevent fraudulent merchants from obtaining merchant accounts and to shut down such merchants as quickly as possible if they defraud consumers. Continue reading

November is finally here and what an exciting month we have in store!

First, the US Presidential Election takes place on November 6th! As a big fan of American history and politics in general, I’ll definitely be getting out there to the polls on Tuesday morning. Also, a bunch of celebrities on TV told me it’s important to vote, so I wouldn’t want to let them down.

Perhaps even more exciting than the Election is that we get to turn the clocks back 1 hour on November 4th! This means an extra hour of the weekend to lay around and watch sports. Awesome! Oh, who am I kidding? What it really means is that I’ll get to spend an extra hour at Target. Somehow, inexplicably, my entire weekend always gets gobbled up by Target.

And speaking of gobbling, Turkey Day – aka Thanksgiving – is on the 22nd! Another great American holiday where we celebrate…eating? I’m sure there’s a wonderful story behind the real meaning of Thanksgiving, but I just see it as a perfect opportunity to guiltlessly consume as much food and beverage as I can on a Thursday afternoon.

I’m only kidding, of course. Thanksgiving is, above all, a time to reflect on what we are most thankful for in life. For me, that’s family, friends, my job, and the fact that I no longer share an office with Hrag.

Also, in the spirit of Thanksgiving, we’re giving you the opportunity to take a quick survey on our website. We want to hear from you about what additional information we can provide that would help your business. You can have a voice in what information we post about next, so please take a moment to fill it out if you can.

And if you haven’t already, be sure to also check out Melody’s latest article titled “Who has the financial risk on a merchant account?”. It seems there is a lot of confusion on this topic in the industry and Melody’s article provides some much needed clarity. I know I felt a lot smarter after reading it.

Have a great month, everyone! And as always, feel free to contact us any time for support ( or sales inquiries ( Or, call us at 805-449-1191.