Here at L3 Payments we all work very hard day in and day out, so when summer rolls around we like to take some time off (not all of us at once, of course) to recharge our batteries and do a bit of traveling. However, one person in our office recently took a trip that makes Bear Grylls look like Justin Bieber.

To give you some context, our underwriter, John Porichis, is known around the office for taking epic vacations each year. In fact, John has visited 6 of the 7 continents, with Antarctica being the only uncharted territory. Now, I’m no expert, but I’m pretty sure you have to be a penguin to go to Antarctica, so I won’t hold it against John if he doesn’t make it there (even though he tells me it’s possible for a human…and he would know!) But for all the cool stuff John has done, I think this latest adventure is the most impressive. John and his wife took a 23 hour journey from California to Tanzania where they spent 6 days climbing Mt.Kilimanjaro! It took 4.5 days to reach the peak at 19,345 feet and another 1.5 days to come down. Listen, I spent 1 night in a tent in my backyard with my son and nearly called it quits at 2:00am because I was uncomfortable and couldn’t sleep, so my brain can’t even begin to comprehend spending 6 days on the highest free-standing mountain in the world in freezing temperatures. So, hats off to John and his wife!

Here are some pictures from John’s amazing trip.



Also newsworthy this month, Melody Lashmar recently posted several informative articles; the most recent titled “Picking the Pockets of Merchants“. Here, Melody provides some interesting insight into how merchants and third-party processors are often the scapegoat when consumers overspend.

Until next time, we hope you enjoy the rest of your summer and please feel free to reach out to us on Facebook, Twitter, our blog, or via email ( with any questions or comments. Take care!


I had an interesting experience over Memorial Day weekend. Saturday afternoon I was working in my garden when suddenly my leg began to itch. I figured some dirt had irritated my skin, or perhaps a mosquito got me, so I didn’t think much of it. I carried on working in the yard and nothing seemed out of the ordinary, until the next day when my leg became red and swollen. Also, by this point I was experiencing a significant amount of pain. But, against my better judgement (and despite my wife insisting I see a doctor) I figured I would give it one more day to see if the mystery wound would heal on its own. Welp, it didn’t. In fact, by Monday morning my entire leg was stiff as a board and the wound looked like an image of Saturn as photographed by NASA’s Cassini spacecraft (complete with rings!) The skin on my leg also felt hot to the touch. Now, I’m no medical expert, but my instincts were telling me that’s probably not normal skin behavior. So, after a few ill-advised Google image searches and a healthy dose of encouragement from my lovely wife, I was off to the ER. Turns out it was a spider bite that had become infected and well, it was a good thing I sought medical attention according to the doctor. Short story long, he prescribed me 2 types of antibiotics and I was back to work the next day…playing my own version of doctor by keeping merchant accounts healthy! (I never claimed to be good at segues.)

So it’s June now and today I learned something interesting about this sixth month of the year. In Iceland, folklore says that if you bathe naked in the morning dew on the morning of June 24, you are supposed to keep aging at bay for longer. So this made me wonder, does it have to be Iceland dew, or will any dew do? Heh. In any case, considering June 24 falls on a Monday, I think I’ll suggest this as a team building exercise for L3 at our next meeting.

Coming up this month on our website, Melody Lashmar will be publishing an excellent article on how merchants can improve the support experience for their customers, so keep checking our blog for that and more useful information! We’re also active on Facebook and Twitter, so please be sure to follow us if you’re not already!

Have a great month and watch out for spiders!

May is here, which means beautiful weather here in Southern California and, for me, random bouts of sneezing as a deluge of pollen and smog permeates the air. But despite my allergy problem, I do love this time of year. Planting flowers in the garden, barbecues, getting a couple extra hours of daylight after work to play outside with the kids…all good things.

Speaking of good things, L3 Payments had another busy and productive month! In addition to setting up new merchant accounts and helping to keep our merchants compliant, we worked closely with our sister company, SBW, on enhancements to our Gateway, including putting the finishing touches on a new processor integration which will ensure SBW can connect to additional banking relationships in Europe. We’re also getting ready to roll out some new fraud scrubbing options that will be combined with our already robust and sophisticated fraud shield, allowing merchants even more flexibility and protection against the bad guys!

That leads me to Melody Lashmar’s latest article which focuses on some of the innovative ideas the payment processing industry has recently come up with to help stop fraudulent users (“bad guys” is the technical term, I believe). Melody’s article explores those ideas in great detail, so be sure to check it out!

And, if you haven’t already, don’t forget to follow us on Facebook and Twitter. Next week I’ll be posting and tweeting Hrag’s home address and cell phone number, just in case anyone needs to get in touch with him after hours. So don’t miss out on that! (Just kidding. Maybe.)

Until next time, have a great month and enjoy that Spring weather!