Credit Card and ACH Merchant Accounts

For High-Risk and Hard-To-Place Businesses

  • Proven Solutions.
  • Decades of Experience.
  • Personalized Service.
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Trusted Merchant Account Placement Since 2005

We are experts in direct merchant account placement and payments consulting for hard-to-place and high-risk merchants. Our focus is on card-not-present and e-commerce merchants.

We service a variety of vertical markets: CBD, Nutraceuticals (straight-sale and continuity), E-cigarette, MLM, Travel, Cam Sites, Loan Modification and more.

Regardless of your business and the challenges you may face, if there is a bank that services your industry, we will bring them to you.

Merchant Accounts

for a variety of business types

ACH Merchant Accounts

direct relationship with the source

Stellar Merchant Support

same day resolution in 80% of cases

Business Intelligence Software

automates and manages your business KPI’s

Call Center Services

outsourced, proven, high-end call center services

Need a Merchant Account?

L3’s exceptional service and proactive approach has led us to become a trusted home by clients, as well as a valuable resource by its partner banks.

Payment Consulting Services

  • Risk Management

  • Merchant Account (MID) Management Strategies

  • Bank and Card Brand Correspondence

  • Fraud Tools

  • Gateway Services

  • Legal Referral